No car, no problem. For many urban dwellers a car isn't necessary. If you don't want to spend hundreds of dollars each month on car payments, insurance, and gas, consider moving to one of these cities that make car-less living easy.

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Almost everyone recommends that you have renter's insurance, but what does that actually mean? Although some people believe that renter's insurance is unnecessary, they couldn't be more wrong. Even if you don't own property such as a house or condo, you still need insurance. Your landlord has their own homeowner's insurance to cover any damage that may occur to their structure, but that policy doesn't cover all of the stuff inside the building. If you are a renter, you need renter's insurance to ease the burden of replacing your possessions in the case of a disaster.

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Most people don't know that rental prices aren't set in stone. Talk to your landlord and see if you can negotiate a lower rent, in exchange for a few commitments on your part. Getting your landlord to knock a hundred dollars or so off your monthly rent can add up to thousands of dollars of savings at the end of the year. You have nothing to lose by asking, the worst they can do is say no.

Before you sign your name on your new lease, use these tips to try to negotiate a lower monthly rent.

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Lawrenceville has been one of the hippest, hottest neighborhoods in Pittsburgh for more than half a decade. Whether you want to snag a baguette at La Gourmandine (the best bakery in town!), are craving a smoked Kielbasa from Franktuary, or want to dance your heart out at Cattivo, Lawrenceville is ...

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Pittsburgh is one of the coolest, most affordable cities in America. For $45k a year, you can score a sweet set up and enjoy all this happening steel town has to offer, if you know what to look for.

Most experts agree that you should spend about 30% of your income on rent. That means if you make $45,000 per year, you should be looking for places priced at $1125 per month or less. In a city like Pittsburgh that has a low cost of living, you should be able to find some amazing options within that budget.

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Beware of rental ad scams: Rent Jungle is a rental search engine for apartment hunters and is not responsible for the content of rental listings found on the site. Rent Jungle encourages you to use common sense while apartment hunting. Beware of fraudulent listings. Click here to learn about common scams.